No One in America Has Adequate Healthcare Insurance. No One.

20 10 2009

Medical Insurance

Medical Insurance

“Die Quickly” is Only Half the Story

There is nothing adequate about deception and “death for profits.”

There are many myths surrounding the health care debate, but the biggest myth of all is that adequate health care coverage even exists in America. The whole concept is nonsense.

People like Sen. Orrin Hatch & other members of the GOP are often boasting how 84% of Americans have health care coverage. That may be true. But what they don’t tell you is that it is not adequate. Estimates vary on how many people are underinsured so I won’t debate the figures. Instead we should look at the millions who think they have full coverage, who think they are completely covered against any and all situations that may arrive.

The big illusion being that because the insurance companies meet their everyday needs; routine examinations, casting their kid’s broken arm, prescribing drugs, standard surgeries, short hospital stays, etc. doesn’t mean they will be there if and when something extraordinary happens. It doesn’t mean they won’t deny coverage on treatments that are too advanced or too new to have a track record. It doesn’t mean the won’t drop them completely at any time for any reason if they think they can get away with it.

Health insurance companies lie. They make blatant lies, as proven in the last few months of debate. They lie while pouring millions of dollars to lobbyist in an attempt to distort the facts to members of Congress. They lie when they pick and choose statistics to present to the public.

For anyone to think they have “adequate” insurance with any company that deliberately and systematically lies to them, they are sadly mistaken. Which leads me back to Orrin Hatch. Sen. Hatch enjoys the luxury of full coverage for him and his family paid for by US taxpayers. It is considered top-of-the-line coverage. The coverage all Americas should aspire to.

But is it adequate? No.

Along with being a US Senator, Orrin Hatch enjoys the benefit of having a high profile. If Hatch required some expensive treatment or long term extended care, it is doubtful the insurance providers would deny it. It would bring too much bad publicity. But what if Hatch wasn’t in his Senate seat and wasn’t in front of the camera on a routine basis? What would happen if Orrin was just another working stiff? Just another number whose suffering, illness and eventual death was to go unnoticed?

I don’t think I need to answer that. Everyone knows what the truth is. We might not like to admit it. We might like to think we are “adequately” covered. We might like to think that “It won’t happen to me. They won’t drop coverage on me. I’ve been paying for years and they have always been good to me.”

Nonsense. They will drop you like a hot potato with any excuse they can use. They will deny treatment whenever they can. They will side with profits over health whenever they need to, and not think twice about it.

Over the last couple months we have seen one story after another emerge on how people have been denied coverage for outrageous reasons. Acne being considered a pre-existing condition. Baby’s being too big. Women being married to wife-beaters. If you didn’t cross a t or dot an i, you are denied coverage.

Just the idea that such a thing as a “pre-existing condition” even exist is this country is an insult to common decency.

The idea that insurance companies are not “death panels” is insulting. And for any politician to imply otherwise is disgusting. For politicians to seek their own personal and political gains over the betterment of all Americans is un-American and should be punishable by law.

When Rep Alan Grayson said the Republican’s back up plan was “Die Quickly,” he only told half of the story. The more important half is that “Die Quickly” is the policy presented by the health insurance industry during end-of-life term. The quicker you die, the less it costs. Benefits are extended only to a certain degree, and that’s it. It is an acutuarial calculation known as “death for profits.”

I don’t care what kind of coverage you have, it is not adequate. The mere fact that your dollars are doing to CEOs, along with their lawyers, accountants, and other henchmen, who seek reward by denying coverage to others, it is not adequate. It is a system that no one in America should ever accept. And an unacceptable system means that no one, not even Sen. Hatch, has “adequate” health care coverage.

Short link to this article for your convenience http://bit.ly/uQ58w

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